How StrideUp works

We believe there should be an easier path to homeownership; one that doesn’t involve spending years renting while trying to save a deposit, or overburdening yourself with a large mortgage.

Buy the share you can afford

With StrideUp you buy the portion of the home you can afford today and when you’re ready, you can buy the rest. With a 10% deposit you could own up to 80% of the property, leaving the remaining 20% for whenever you’re ready.

Calculate your ownership

We share in the downside

If you decide to sell the property and the market value has fallen, we share in the loss on our portion. Buy your dream home without taking on excessive risk.

See the numbers

Illustrating how you could buy more

Your annual household income before tax:

With StrideUp

Your home value

Depends on individual circumstances, this illustration assumes financing of 5.5 times income

With a mortgage

Your home value

Average first time buyer mortgage is 3.6 times income. Source: UK Finance

Assuming a deposit of

Our process

  • Apply with a minimum 10% deposit

    We'll look at your circumstances to determine what you can afford. With a 10% deposit you will own 80% with StrideUp owning the remaining 20%.

  • We purchase the property together

    Once you’ve found your dream home, we’ll jointly purchase the property. This type of arrangement is an FCA regulated product called a Home Purchase Plan.

  • Settle into your new home

    Think of us like a silent partner on our share - you’re free to make this your own by decorating and personalising as you wish.

  • Make your monthly payments

    You have one monthly payment, made up of rent and purchase payments. This means if you stay with StrideUp for the whole term and don’t make any overpayments, you’ll end up owning your share outright, but you’ll still need to buy our share.

  • Increase your ownership

    As your savings and incomes rise you can increase your share in the property. You always have the right to buy out the remaining share in the property or replace StrideUp with another finance provider.

Press Reviews

StrideUp...removes the traditional inefficiencies associated with shared ownership models.
…provide(s) an alternative to a mortgage, a form of financing that is increasingly out of reach for many.
…help young people across the country get a footing on the housing ladder.

Ready to get started?

StrideUp is the new, revolutionary way to buy your home. Easy, simple and secure.
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